Terms and Conditions

Effective: November 25th, 2025

SharmainHarris.com, operated by Sharmain Harris & Associates (“Company,” “we,” “us,” or “our”). By accessing or using this website, purchasing services, booking speaking engagements, enrolling in programs, or downloading content, you agree to the following Terms and Conditions. If you do not agree with these terms, please do not use this Website.

1. Use of Website

This Website and its content are intended for informational, educational, and professional purposes related to:

  • Speaking engagements
  • Coaching and consulting services
  • Online courses and programs
  • Books and digital products
  • Training materials and resources

You agree to use this Website only for lawful purposes and in a way that does not infringe upon the rights of others.

2. Intellectual Property

All content on this Website, including but not limited to:

  • Text
  • Logos
  • Branding (including “Rise Above,” R.I.S.E. Method, and related frameworks)
  • Videos
  • Course materials
  • Downloads
  • Graphics and designs

is the intellectual property of Sharmain Harris & Associates unless otherwise stated.

You may not copy, reproduce, distribute, modify, or create derivative works without written permission.

Unauthorized use may result in legal action.

3. Speaking Engagements & Professional Services

All bookings for speaking engagements, workshops, coaching, consulting, or training services are subject to:

  • A separate written agreement or contract
  • Agreed-upon fees and payment schedule
  • Cancellation and rescheduling policies outlined in the booking agreement
  • Deposits for services may be non-refundable unless otherwise stated in writing.
  • Travel expenses (if applicable) must be agreed upon prior to the engagement.

4. Digital Products and Online Programs

When purchasing or enrolling in online courses, digital downloads, or membership programs:

  • Access is granted for personal use only
  • You may not share login credentials
  • Redistribution, resale, or reproduction is prohibited
  • Access may be revoked for misuse or violation of terms

All sales of digital products are final unless otherwise stated.

5. Payments

Payments for services, programs, books, or digital products must be made through approved payment processors.


You agree to provide accurate billing information and authorize us to charge the applicable fees.


Failure to make timely payments may result in suspension of services or access.

6. Refund Policy

Refund terms vary depending on the service or product purchased.

  • Speaking deposits are typically non-refundable
  • Digital products are generally non-refundable
  • Coaching or consulting services may follow specific written agreements

Refund details will be outlined at the time of purchase.

7. No Guarantees

Sharmain Harris & Associates provides educational, motivational, and strategic guidance.

We do not guarantee specific outcomes, financial results, legal results, or personal transformation outcomes. Your success depends on your effort, implementation, and external circumstances.

Testimonials or examples shared on this Website do not guarantee similar results.

8. Limitation of Liability

To the fullest extent permitted by law, Sharmain Harris & Associates shall not be liable for:

  • Any indirect, incidental, or consequential damages
  • Loss of data or income
  • Business interruption
  • Decisions made based on content from this Website

Use of this Website and services is at your own risk.

9. Third - Party Links

This Website may contain links to third-party websites. We are not responsible for the content, accuracy, or privacy practices of those websites.

10. User Conduct

You agree not to:

  • Use the Website for unlawful purposes
  • Attempt to hack, disrupt, or interfere with Website functionality
  • Post defamatory, abusive, or harmful content
  • Misrepresent your identity

Violation of these terms may result in termination of access.

11. Privacy

Your use of this Website is also governed by our Privacy Policy, which explains how we collect and use your information.

12. Modifications

Sharmain Harris & Associates reserves the right to update or modify these Terms at any time.

Continued use of the Website constitutes acceptance of updated terms.

13. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the State of Wisconsin, without regard to conflict of law principles.

Contact

If you have questions regarding these Terms and Conditions, please contact us